Investor Insight – Abbotsinchcapital

Buying ‘Recession Proof’

Written by Alan Findlay on January 15, 2019. Posted in Investor Insight.

Following on from the more general article above – no matter what the current economic outlook, take the following into account when you buy and you’ll see through the next downturn without flinching – Buy primarily for Cashflow. Do not ‘Buy for capital growth’ Right now I’m in Cebu, Philippines (much of our back office work is done here). The city is the middle of condo boom, the like of...

What will happen to the US Market in 2019?

Written by Alan Findlay on January 15, 2019. Posted in Investor Insight.

So, I know what you are all thinking. Probably the same as me – Ok its January 2019 now, the US and my real estate portfolio had a decent year, especially in the capital growth department. But what next? Is it still good value? Is it overpriced? How does it compare with Europe in terms of the prospects? Do I buy a few more now or do I wait in case there’s a correction? I find it’s always good...

Building your Assets – Is Real Estate a necessary part of a Larger Asset Portfolio?

Written by Alan Findlay on December 27, 2018. Posted in Investor Insight.

There is a school of thought that says that in an ever uncertain world, you need a solid foundation to your assets. Something where you win through times good and bad. Some people used Gold, or Government Treasuries for this, some maybe would consider corporate bonds or cash. These assets have one thing in common – while they’re generally considered low risk, and don’t make much profit,...

Is a Real Estate Bubble Forming?

Written by Alan Findlay on December 2, 2018. Posted in Investor Insight.

For those of us who’ve been around through a crash or two, there’s always a bit of nervousness when an economy or a market seems to be growing too fast, or the returns on our investments seem too good. Right now, is a time like that here in USA. Unemployment is at all-time lows. Wage growth is high and GDP growth is high. Everyone is doing well. That’s also reflecting in the housing...

Portfolio Mortgages for Foreign Investors

Written by Alan Findlay on December 2, 2018. Posted in Investor Insight.

We’re just completing our first portfolio mortgage for an overseas client here in Buffalo. Mortgage Lending on a portfolio is in effect, the ‘magic ingredient’ in an investor’s portfolio. While the costs can be higher than regular bank lending, the lending for foreigners is quite competitive and user friendly, and of course Increases our ROI enormously. To show the...

How will Trump’s Presidency Affect the Real Estate Market?

Written by Alan Findlay on November 29, 2016. Posted in Investor Insight.

It’s the question everyone has been asking me this week, so I decided to take a stab at an answer. Trump (and Clinton’s) campaign were both characterized by rubbishing the others reputation and determinedly avoiding any kind of policy detail. So we now have a President of the most powerful nation on earth, who actually doesn’t have any set in stone ideas, policy, or overarching philosophy. Donald...

What Options Do UK Buy to Let Investors Have?

Written by Alan Findlay on November 29, 2016. Posted in Investor Insight.

The UK government has, for reasons unknown, been using UK buy to let investors as whipping boys for years now, but of late has really stepped up the assault. Landlords are seen, at least by the media, as bad, exploitative people for simply providing a service that people want, need, and are willing to pay for. We’ve taken it lying down to date, because its usually tax on what was in the past a...

New York Daily News plugs Buffalo’s gentrifying West-Side

Written by Alan Findlay on September 14, 2016. Posted in Investor Insight.

The New York Daily News, one of the US largest circulation tabloids, has finally discovered the newly emerging Buffalo and its burgeoning cultural scene. Read about it here

Cawdor Property Management

Written by Alan Findlay on August 17, 2016. Posted in Investor Insight.

As the longer time readers and friends will know, I’m now a US resident and living in Buffalo full time. It’s enabled me to improve the quality of service to investors, and that’s now become better with the introduction of our new full service Property Management Option. We’ve listened to investors issues and expectations and while we now provide a free snagging inspection for every house purchase...

Bank Lending, Yields and Real Values

Written by Alan Findlay on August 17, 2016. Posted in Investor Insight.

Every now and then it’s useful to take a step back from the daily grind of finding good investments and look at the larger trends developing in the world. The rise of non-establishment populism; the continuing next to nothing interest rates; the larger economic and social issues that seem to loom over our shoulders like the four horsemen of the apocalypse. One larger trend that...