Investor Insight – Abbotsinchcapital

Is a Real Estate Bubble Forming?

Written by Alan Findlay on December 2, 2018. Posted in Investor Insight.

For those of us who’ve been around through a crash or two, there’s always a bit of nervousness when an economy or a market seems to be growing too fast, or the returns on our investments seem too good. Right now, is a time like that here in USA. Unemployment is at all-time lows. Wage growth is high and GDP growth is high. Everyone is doing well. That’s also reflecting in the housing...

Portfolio Mortgages for Foreign Investors

Written by Alan Findlay on December 2, 2018. Posted in Investor Insight.

We’re just completing our first portfolio mortgage for an overseas client here in Buffalo. Mortgage Lending on a portfolio is in effect, the ‘magic ingredient’ in an investor’s portfolio. While the costs can be higher than regular bank lending, the lending for foreigners is quite competitive and user friendly, and of course Increases our ROI enormously. To show the...

How will Trump’s Presidency Affect the Real Estate Market?

Written by Alan Findlay on November 29, 2016. Posted in Investor Insight.

It’s the question everyone has been asking me this week, so I decided to take a stab at an answer. Trump (and Clinton’s) campaign were both characterized by rubbishing the others reputation and determinedly avoiding any kind of policy detail. So we now have a President of the most powerful nation on earth, who actually doesn’t have any set in stone ideas, policy, or overarching philosophy. Donald...

What Options Do UK Buy to Let Investors Have?

Written by Alan Findlay on November 29, 2016. Posted in Investor Insight.

The UK government has, for reasons unknown, been using UK buy to let investors as whipping boys for years now, but of late has really stepped up the assault. Landlords are seen, at least by the media, as bad, exploitative people for simply providing a service that people want, need, and are willing to pay for. We’ve taken it lying down to date, because its usually tax on what was in the past a...

New York Daily News plugs Buffalo’s gentrifying West-Side

Written by Alan Findlay on September 14, 2016. Posted in Investor Insight.

The New York Daily News, one of the US largest circulation tabloids, has finally discovered the newly emerging Buffalo and its burgeoning cultural scene. Read about it here

Cawdor Property Management

Written by Alan Findlay on August 17, 2016. Posted in Investor Insight.

As the longer time readers and friends will know, I’m now a US resident and living in Buffalo full time. It’s enabled me to improve the quality of service to investors, and that’s now become better with the introduction of our new full service Property Management Option. We’ve listened to investors issues and expectations and while we now provide a free snagging inspection for every house purchase...

Bank Lending, Yields and Real Values

Written by Alan Findlay on August 17, 2016. Posted in Investor Insight.

Every now and then it’s useful to take a step back from the daily grind of finding good investments and look at the larger trends developing in the world. The rise of non-establishment populism; the continuing next to nothing interest rates; the larger economic and social issues that seem to loom over our shoulders like the four horsemen of the apocalypse. One larger trend that...

2nd Tier Cities Attracting Techie Value Hunters

Written by Alan Findlay on August 17, 2016. Posted in Investor Insight.

I’ve been noticing a long-term trend of couples waiting a longer time before buying their own homes. This is having a marked effect on the rental market across the US (and, indeed similarly in the UK as people are priced out of the market for longer). Demand for single family home rentals in cities like Buffalo is at an all time high, as families remain in rental accommodation for longer...

IBM’s plan to expand Buffalo Niagara’s tech sector

Written by Alan Findlay on April 28, 2016. Posted in Investor Insight.

IBM plans to add 500 more jobs to the Buffalo Niagara region, as it sees an increase in local client demand. The technology sector is one of the fastest-growing parts of the economy, with 7,200 IT jobs added in January 2016. The government has agreed to co-invest $55m in IBM's plan. Recruiting is a key consideration for IBM, as the company is planning to approach nearby universities for talent...

Why We Started Investing in Cleveland, Ohio

Written by Alan Findlay on September 7, 2015. Posted in Investor Insight.

Cleveland is a great place to live and work. It combines a solid and diverse business infrastructure with numerous education centers, a thriving entertainment scene and an affordable cost of living. We chose Cleveland as our next investment location based on 1. The current health and prospects of the metro area and 2. What we can bring in terms of added value and expertise. 1. Why invest in...