Author: Alan Findlay

Following on from the more general article above – no matter what the current economic outlook, take the following into account when you buy and you’ll see through the next downturn without flinching –  Buy primarily for Cashflow. Do not ‘Buy for capital growth’ Right now I’m in Cebu, Philippines...

So, I know what you are all thinking. Probably the same as me – Ok its January 2019 now, the US and my real estate portfolio had a decent year, especially in the capital growth department. But what next? Is it still good value? Is it overpriced? How does it compare with Europe in terms of the prospects?...

There is a school of thought that says that in an ever uncertain world, you need a solid foundation to your assets. Something where you win through times good and bad. Some people used Gold, or Government Treasuries for this, some maybe would consider corporate bonds or cash.  These assets...

We’re just completing our first portfolio mortgage for an overseas client here in Buffalo. Mortgage Lending on a portfolio is in effect, the ‘magic ingredient’ in an investor’s portfolio. While the costs can be higher than regular bank lending, the lending for foreigners is quite competitive and...

The UK government has, for reasons unknown, been using UK buy to let investors as whipping boys for years now, but of late has really stepped up the assault. Landlords are seen, at least by the media, as bad, exploitative people for simply providing a service that people want, need, and are willing...

It’s the question everyone has been asking me this week, so I decided to take a stab at an answer. Trump (and Clinton’s) campaign were both characterized by rubbishing the others reputation and determinedly avoiding any kind of policy detail. So we now have a President of the most powerful nation...

The New York Daily News, one of the US largest circulation tabloids, has finally discovered the newly emerging Buffalo and its burgeoning cultural scene. Read about it here

Every now and then it’s useful to take a step back from the daily grind of finding good investments and look at the larger trends developing in the world. The rise of non-establishment populism; the continuing next to nothing interest rates; the larger economic and social issues that seem to loom...