To put it plainly, the United States is in the midst of a slow-motion economic bifurcation driven almost entirely by one variable, the cost of shelter.  The country is dividing into two very different economies: one where a normal household can still buy a perfectly good house with a 30-year...

The Trump administration has tossed a curveball into the real estate ring: the 50-year mortgage. Unveiled just this week with a nod from FHFA Director Sandra Thompson and homebuilder Bill Pulte, this elongated fixed-rate option aims to slash monthly payments and pry open the door to homeownership...

As of November 2025, both Buffalo (NY) and Pittsburgh (PA) are Rust Belt cities undergoing post-industrial reinvention, leveraging healthcare, education, and tech while grappling with legacy challenges like population stagnation and fiscal strains. For 2026, one year ahead, my projections show...

Buffalo again received the title of being the ‘hottest housing market for 2025’ in USA after being the ‘hottest housing market for 2024’ the year before. The criteria given were as follows – Forecast annual home value appreciation in Nov. 2025 Forecast acceleration in home value appreciation,...

The new President, being from a real estate background himself is generally viewedfavorably by the industry. However, let’s have a look at what impact his policies mighthave on the supply, demand, and overall prices and rents in the Great Lakes region. Inflation Donald Trump‘s key economic...

By Alan Findlay BRRRR is bandied about as an easy way to ‘free money’. When you understand that the odd-sounding acronym stands for something as simple as ‘Buy, Rehab, Rent, Refinance and Repeat’, then it kind of makes sense, doesn’t it? There are excellent books written on this subject but...

The world was in the ‘crash’ mode of thinking, but Buffalo had already been on its uppers for years, and while the Baltics (where I lived at the time) was in a deep recession, things were already so bad that the crash barely registered in Buffalo. The house was a pretty standard, single-family...

It often feels like we’re always living through a moment in history where we can’t accurately predict what’s going to come next. Will we see interest rates fall sharply? Slowly? Even rise again? Will economic growth grind to a halt? Will we have a recession? Depression? War? When we read even...